RV Dealership Insurance

• A recreational dealership that is franchised to sell new motorhomes, 5th wheels, tent campers, etc.  If an RV Dealership is operated in conjunction with another enterprise, the franchised dealership revenue must be comprised of at least 80% of the total revenue to be eligible for this program. 
• The primary source of revenue must be from retail sales of new products.  The new units sold must be no less than 60% of the total units sold. 
• Revenues generated from the dealership must be 80% from service and repair, camping gear, related accessories, and new and used RV sales.

Including but not limited to: 

• Formaldehyde 
• Dealers Open Lot (Physical Damage),  
• Towing or wrecker services 
• Firearm dealers 
• Sales of used auto parts or salvage yards 
• Firework Sales 
• Auto rental agencies 
• Tire recapping services.

Garage 

• Demo Liability (including watercraft) 
• Hired and Nonowned Auto Liability
• Federal Odometer 
• Title E&O 
• Truth-in-Lending 
• Agents E&O 
• Damage to Product and Work 
• Garage Keepers Liability

General Liability 

Property 

• Buildings; Business Personal Property; Business Income/Extra Expense 
• Equipment Breakdown 
• Property Enhancement Endorsements

Inland Marine 

Crime 

Excess Liability 

Employment Practices Liability

To request an insurance quotation through this program, please complete the appropriate PDF application and submit as directed in the application. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.    

• Completed ACORD application(s)
• Supplemental application(s) (see below) 
• Five years of company loss runs 
• Employee list with name, date of birth, license number, job title and if furnished a vehicle 
• List of owned vehicles 
• If a new venture, a business plan, ProForma, and a narrative detailing the owner’s experience (required) 
• Prior 12-month inventory values